ChatGPT Wallet puts user-approved payments behind tokenization
OpenAI began rolling out ChatGPT Wallet inside dots for eligible U.S. ChatGPT Pro subscribers. Users add an eligible card, review each purchase and complete a biometric or other security check; the merchant receives a payment token instead of the user's actual card details.
Why it matters: A consumer agent can now cross the purchase boundary without receiving raw card credentials. That makes approval records, merchant terms, recurring-charge visibility, fraud handling and failure recovery part of the agent's safety contract.